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- LIFE INSURANCE is enough??
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- What are the advantages of term life insurance?
• It's the most affordable kind of life insurance — meaning you can afford more coverage. - • It's simple and effective coverage.
- • It's renewable.
- • It's for a set period of time- 5 yrs, 10 yrs etc: It covers your earning years, not retirement.
- • You can buy more coverage as you needed, while building up your own investments.
What are the disadvantages?
It's a little like renting vs. owning: If you outlive your term, you've spent a lot of money and will get nothing in return. Whole life insurance, in contrast, acts like a forced savings plan and gives you your nest egg at the end. If you don't have the discipline to save, whole insurance can help you do it. On the other hand, there are usually better ways to invest your money than in whole life insurance policies. That's where term comes in. - Get your Term Life Quote Here
Key Benefits
- Low Premium
- Specified termination dates 5 years, 10 years etc
- least expensive premium outgo.
